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Illinois Paycheck Calculator

Estimate your Illinois take-home pay for 2026, including federal tax, FICA, and state withholding.

US Paycheck Calculator

2026 federal, state & FICA withholding — Illinois

Pre-tax & post-tax deductions (optional)

Itemized tax breakdown

ItemPer pay periodAnnual
Federal
Federal income tax12.00% marginal$216.15$5,620.00
Social Security (6.2%)$155.00$4,030.00
Medicare (1.45%)$36.25$942.50
State income tax
Illinois income tax4.95% marginal$118.18$3,072.71
Total taxes & deductions$525.59$13,665.21
Net pay$1,974.41$51,334.79

Net Pay — per paycheck (biweekly)

$1,974.4179.0% of gross

79.0%

of gross pay is

take-home pay

Gross pay
$2,500.00
Federal income tax
$216.15
Social Security + Medicare
$191.25
Illinois state tax
$118.18
Post-tax deductions
$0.00
Net pay
$1,974.41

Annual net pay

$51,334.79

Effective tax rate

21.0%

Illinois paycheck & tax overview

Illinois taxes wage income at a single flat rate of 4.95% regardless of how much you earn — no brackets to climb. That flat rate is roughly in the middle of the pack nationally (24th highest of 42 taxing states). Combined with federal tax and FICA, this page shows exactly what that means for your specific paycheck.

Illinois state tax brackets (2026, single filers)

RateApplies to income above
4.95%$0

2026 minimum wage: $15.00/hour.

Illinois take-home pay by salary (2026, single filer)

Assumes biweekly pay, no pre-tax or post-tax deductions. Use the calculator above for your exact numbers.

Annual salaryAnnual take-homeBiweekly take-homeEffective tax rate
$40,000$32,485$1,24918.79%
$60,000$47,565$1,82920.73%
$80,000$61,295$2,35723.38%
$100,000$74,375$2,86125.63%
$150,000$106,511$4,09728.99%

Illinois hourly wage take-home pay (2026, single filer)

Assumes a standard 40-hour week, 52 weeks/year, paid weekly.

Hourly rateAnnual grossAnnual take-homeWeekly take-home
$15/hr$31,200$25,850$497
$18/hr$37,440$30,555$588
$20/hr$41,600$33,691$648
$25/hr$52,000$41,533$799
$30/hr$62,400$49,374$950
$40/hr$83,200$63,388$1,219

Single vs. married filing jointly in Illinois

Compared at a $75,000 annual salary.

Filing statusAnnual take-homeEffective tax rate
Single$58,02522.63%
Married filing jointly$61,20018.40%

Illinois paycheck FAQ

Does Illinois have state income tax?
Yes. Illinois levies a flat-rate state income tax of 4.95% on wage income for 2026, in addition to federal income tax and FICA.
How much is $60,000 a year after taxes in Illinois?
A single filer earning $60,000/year in Illinois, paid biweekly, takes home approximately $47,565 per year (about $1,829 per paycheck) — an effective tax rate of about 20.73% once federal tax, FICA, and Illinois state tax are withheld.
What is the minimum wage in Illinois in 2026?
The 2026 minimum wage in Illinois is $15.00 per hour. Working full-time (40 hours/week, 52 weeks/year) at that rate comes to about $31,200/year before taxes.
$20 an hour is how much a year after taxes in Illinois?
At $20/hour full-time (40 hours/week), gross pay is $41,600/year. After federal tax, FICA, and Illinois state tax, a single filer takes home approximately $33,691/year — about $648 per week.
Do you pay less tax if you're married in Illinois?
On a $75,000 salary, a single filer in Illinois takes home about $58,025/year (22.63% effective tax rate), while a married couple filing jointly at the same combined income takes home about $61,200/year (18.40%). Married filing jointly usually results in a lower or equal effective tax rate, since joint brackets are wider than single brackets.
How much tax is taken out of an hourly paycheck in Illinois?
The percentage is the same whether you're paid hourly or salaried — what matters is your total gross pay per period, filing status, and pay frequency. Enter your hourly rate × hours worked as your "gross pay per period" above (for example, $25/hour × 80 hours for a biweekly hourly paycheck) to get an exact Illinois breakdown.
What FICA taxes come out of every paycheck in Illinois?
Every paycheck nationwide — including in this state — has 6.2% withheld for Social Security up to the 2026 wage base of $184,500, plus 1.45% for Medicare with no cap. Employees earning over $200,000 from one employer also owe an Additional Medicare Tax of 0.9% on the excess.
Does Illinois tax bonuses and overtime the same as regular pay?
For withholding purposes, most employers treat bonuses and overtime as regular wages added to that pay period's gross pay — which is exactly how this calculator treats any amount you enter. Your actual year-end tax liability on that income is the same either way; only the withholding timing can differ slightly if your employer uses the IRS "supplemental wage" flat-rate method for bonuses.

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