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Indiana Paycheck Calculator

Estimate your Indiana take-home pay for 2026, including federal tax, FICA, and state withholding.

US Paycheck Calculator

2026 federal, state & FICA withholding — Indiana

Pre-tax & post-tax deductions (optional)

Itemized tax breakdown

ItemPer pay periodAnnual
Federal
Federal income tax12.00% marginal$216.15$5,620.00
Social Security (6.2%)$155.00$4,030.00
Medicare (1.45%)$36.25$942.50
State income tax
Indiana income tax2.95% marginal$72.62$1,888.00
Total taxes & deductions$480.02$12,480.50
Net pay$2,019.98$52,519.50

Net Pay — per paycheck (biweekly)

$2,019.9880.8% of gross

80.8%

of gross pay is

take-home pay

Gross pay
$2,500.00
Federal income tax
$216.15
Social Security + Medicare
$191.25
Indiana state tax
$72.62
Post-tax deductions
$0.00
Net pay
$2,019.98

Annual net pay

$52,519.50

Effective tax rate

19.2%

Indiana paycheck & tax overview

Indiana taxes wage income at a single flat rate of 2.95% regardless of how much you earn — no brackets to climb. That flat rate is one of the lowest top marginal state income tax rates among the 42 states that tax wage income. Combined with federal tax and FICA, this page shows exactly what that means for your specific paycheck.

2026 update: Indiana's flat income tax rate dropped to 2.95% on January 1, 2026 (from 3%), with a further cut to 2.9% scheduled for January 2027.

Indiana state tax brackets (2026, single filers)

RateApplies to income above
2.95%$0

2026 minimum wage: $7.25/hour.

Indiana take-home pay by salary (2026, single filer)

Assumes biweekly pay, no pre-tax or post-tax deductions. Use the calculator above for your exact numbers.

Annual salaryAnnual take-homeBiweekly take-homeEffective tax rate
$40,000$33,170$1,27617.08%
$60,000$48,650$1,87118.92%
$80,000$62,780$2,41521.53%
$100,000$76,260$2,93323.74%
$150,000$109,396$4,20827.07%

Indiana hourly wage take-home pay (2026, single filer)

Assumes a standard 40-hour week, 52 weeks/year, paid weekly.

Hourly rateAnnual grossAnnual take-homeWeekly take-home
$15/hr$31,200$26,358$507
$18/hr$37,440$31,188$600
$20/hr$41,600$34,408$662
$25/hr$52,000$42,457$816
$30/hr$62,400$50,507$971
$40/hr$83,200$64,936$1,249

Single vs. married filing jointly in Indiana

Compared at a $75,000 annual salary.

Filing statusAnnual take-homeEffective tax rate
Single$59,41020.79%
Married filing jointly$62,46916.71%

Indiana paycheck FAQ

Does Indiana have state income tax?
Yes. Indiana levies a flat-rate state income tax of 2.95% on wage income for 2026, in addition to federal income tax and FICA.
How much is $60,000 a year after taxes in Indiana?
A single filer earning $60,000/year in Indiana, paid biweekly, takes home approximately $48,650 per year (about $1,871 per paycheck) — an effective tax rate of about 18.92% once federal tax, FICA, and Indiana state tax are withheld.
What is the minimum wage in Indiana in 2026?
The 2026 minimum wage in Indiana is $7.25 per hour. Working full-time (40 hours/week, 52 weeks/year) at that rate comes to about $15,080/year before taxes.
$20 an hour is how much a year after taxes in Indiana?
At $20/hour full-time (40 hours/week), gross pay is $41,600/year. After federal tax, FICA, and Indiana state tax, a single filer takes home approximately $34,408/year — about $662 per week.
Do you pay less tax if you're married in Indiana?
On a $75,000 salary, a single filer in Indiana takes home about $59,410/year (20.79% effective tax rate), while a married couple filing jointly at the same combined income takes home about $62,469/year (16.71%). Married filing jointly usually results in a lower or equal effective tax rate, since joint brackets are wider than single brackets.
How much tax is taken out of an hourly paycheck in Indiana?
The percentage is the same whether you're paid hourly or salaried — what matters is your total gross pay per period, filing status, and pay frequency. Enter your hourly rate × hours worked as your "gross pay per period" above (for example, $25/hour × 80 hours for a biweekly hourly paycheck) to get an exact Indiana breakdown.
What FICA taxes come out of every paycheck in Indiana?
Every paycheck nationwide — including in this state — has 6.2% withheld for Social Security up to the 2026 wage base of $184,500, plus 1.45% for Medicare with no cap. Employees earning over $200,000 from one employer also owe an Additional Medicare Tax of 0.9% on the excess.
What changed with Indiana income tax for 2026?
Indiana's flat income tax rate dropped to 2.95% on January 1, 2026 (from 3%), with a further cut to 2.9% scheduled for January 2027.
Does Indiana tax bonuses and overtime the same as regular pay?
For withholding purposes, most employers treat bonuses and overtime as regular wages added to that pay period's gross pay — which is exactly how this calculator treats any amount you enter. Your actual year-end tax liability on that income is the same either way; only the withholding timing can differ slightly if your employer uses the IRS "supplemental wage" flat-rate method for bonuses.

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