Montana paycheck & tax overview

Montana uses a graduated income tax, meaning your rate rises in steps as your income grows, topping out at 5.65% — roughly in the middle of the pack nationally (19th highest of 42 taxing states). Because the brackets matter as much as the top rate, the table below shows every bracket that could apply to your paycheck, not just the headline number.

2026 update: Montana's top marginal rate dropped to 5.65% on January 1, 2026 (from 5.9%), with a further cut to 5.4% scheduled for 2027; the lower-bracket width was also expanded.

Montana state tax brackets (2026, single filers)

2026 standard deduction: $16,100 (single) / $32,200 (married filing jointly).

2026 minimum wage: $10.85/hour. Lower rate applies to certain small businesses not covered by the FLSA.

Includes federal standard deduction in its income starting point.

Montana take-home pay by salary (2026, single filer)

Assumes biweekly pay, no pre-tax or post-tax deductions. Use the calculator above for your exact numbers.

Montana hourly wage take-home pay (2026, single filer)

Assumes a standard 40-hour week, 52 weeks/year, paid weekly.

Single vs. married filing jointly in Montana

Compared at a $75,000 annual salary.

Montana paycheck FAQ

Does Montana have state income tax?

Yes. Montana levies a graduated state income tax on wage income for 2026, in addition to federal income tax and FICA.

How much is $60,000 a year after taxes in Montana?

A single filer earning $60,000/year in Montana, paid biweekly, takes home approximately $48,327 per year (about $1,859 per paycheck) — an effective tax rate of about 19.46% once federal tax, FICA, and Montana state tax are withheld.

What is the minimum wage in Montana in 2026?

The 2026 minimum wage in Montana is $10.85 per hour. Working full-time (40 hours/week, 52 weeks/year) at that rate comes to about $22,568/year before taxes. Lower rate applies to certain small businesses not covered by the FLSA.

$20 an hour is how much a year after taxes in Montana?

At $20/hour full-time (40 hours/week), gross pay is $41,600/year. After federal tax, FICA, and Montana state tax, a single filer takes home approximately $34,407/year — about $662 per week.

Do you pay less tax if you're married in Montana?

On a $75,000 salary, a single filer in Montana takes home about $58,716/year (21.71% effective tax rate), while a married couple filing jointly at the same combined income takes home about $62,611/year (16.52%). Married filing jointly usually results in a lower or equal effective tax rate, since joint brackets are wider than single brackets.

How much tax is taken out of an hourly paycheck in Montana?

The percentage is the same whether you're paid hourly or salaried — what matters is your total gross pay per period, filing status, and pay frequency. Enter your hourly rate × hours worked as your "gross pay per period" above (for example, $25/hour × 80 hours for a biweekly hourly paycheck) to get an exact Montana breakdown.

What FICA taxes come out of every paycheck in Montana?

Every paycheck nationwide — including in this state — has 6.2% withheld for Social Security up to the 2026 wage base of $184,500, plus 1.45% for Medicare with no cap. Employees earning over $200,000 from one employer also owe an Additional Medicare Tax of 0.9% on the excess.

What changed with Montana income tax for 2026?

Montana's top marginal rate dropped to 5.65% on January 1, 2026 (from 5.9%), with a further cut to 5.4% scheduled for 2027; the lower-bracket width was also expanded.

Does Montana tax bonuses and overtime the same as regular pay?

For withholding purposes, most employers treat bonuses and overtime as regular wages added to that pay period's gross pay — which is exactly how this calculator treats any amount you enter. Your actual year-end tax liability on that income is the same either way; only the withholding timing can differ slightly if your employer uses the IRS "supplemental wage" flat-rate method for bonuses.