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Mississippi Paycheck Calculator

Estimate your Mississippi take-home pay for 2026, including federal tax, FICA, and state withholding.

US Paycheck Calculator

2026 federal, state & FICA withholding — Mississippi

Pre-tax & post-tax deductions (optional)

Itemized tax breakdown

ItemPer pay periodAnnual
Federal
Federal income tax12.00% marginal$216.15$5,620.00
Social Security (6.2%)$155.00$4,030.00
Medicare (1.45%)$36.25$942.50
State income tax
Mississippi income tax4.00% marginal$71.85$1,868.00
Total taxes & deductions$479.25$12,460.50
Net pay$2,020.75$52,539.50

Net Pay — per paycheck (biweekly)

$2,020.7580.8% of gross

80.8%

of gross pay is

take-home pay

Gross pay
$2,500.00
Federal income tax
$216.15
Social Security + Medicare
$191.25
Mississippi state tax
$71.85
Post-tax deductions
$0.00
Net pay
$2,020.75

Annual net pay

$52,539.50

Effective tax rate

19.2%

Mississippi paycheck & tax overview

Mississippi uses a graduated income tax, meaning your rate rises in steps as your income grows, topping out at 4% — roughly in the middle of the pack nationally (32nd highest of 42 taxing states). Because the brackets matter as much as the top rate, the table below shows every bracket that could apply to your paycheck, not just the headline number.

2026 update: Mississippi's flat income tax rate dropped to 4% on January 1, 2026 (from 4.4% in 2025), with further scheduled cuts to 3.75% in 2027 and eventually 3% by 2030.

Mississippi state tax brackets (2026, single filers)

RateApplies to income above
4%$10,000

2026 standard deduction: $2,300 (single) / $4,600 (married filing jointly).

2026 minimum wage: $7.25/hour. No state minimum wage law; federal floor applies.

Mississippi take-home pay by salary (2026, single filer)

Assumes biweekly pay, no pre-tax or post-tax deductions. Use the calculator above for your exact numbers.

Annual salaryAnnual take-homeBiweekly take-homeEffective tax rate
$40,000$33,452$1,28716.37%
$60,000$48,722$1,87418.80%
$80,000$62,642$2,40921.70%
$100,000$75,912$2,92024.09%
$150,000$108,523$4,17427.65%

Mississippi hourly wage take-home pay (2026, single filer)

Assumes a standard 40-hour week, 52 weeks/year, paid weekly.

Hourly rateAnnual grossAnnual take-homeWeekly take-home
$15/hr$31,200$26,733$514
$18/hr$37,440$31,497$606
$20/hr$41,600$34,674$667
$25/hr$52,000$42,614$820
$30/hr$62,400$50,554$972
$40/hr$83,200$64,765$1,245

Single vs. married filing jointly in Mississippi

Compared at a $75,000 annual salary.

Filing statusAnnual take-homeEffective tax rate
Single$59,32520.90%
Married filing jointly$62,68716.42%

Mississippi paycheck FAQ

Does Mississippi have state income tax?
Yes. Mississippi levies a graduated state income tax on wage income for 2026, in addition to federal income tax and FICA.
How much is $60,000 a year after taxes in Mississippi?
A single filer earning $60,000/year in Mississippi, paid biweekly, takes home approximately $48,722 per year (about $1,874 per paycheck) — an effective tax rate of about 18.80% once federal tax, FICA, and Mississippi state tax are withheld.
What is the minimum wage in Mississippi in 2026?
The 2026 minimum wage in Mississippi is $7.25 per hour. Working full-time (40 hours/week, 52 weeks/year) at that rate comes to about $15,080/year before taxes. No state minimum wage law; federal floor applies.
$20 an hour is how much a year after taxes in Mississippi?
At $20/hour full-time (40 hours/week), gross pay is $41,600/year. After federal tax, FICA, and Mississippi state tax, a single filer takes home approximately $34,674/year — about $667 per week.
Do you pay less tax if you're married in Mississippi?
On a $75,000 salary, a single filer in Mississippi takes home about $59,325/year (20.90% effective tax rate), while a married couple filing jointly at the same combined income takes home about $62,687/year (16.42%). Married filing jointly usually results in a lower or equal effective tax rate, since joint brackets are wider than single brackets.
How much tax is taken out of an hourly paycheck in Mississippi?
The percentage is the same whether you're paid hourly or salaried — what matters is your total gross pay per period, filing status, and pay frequency. Enter your hourly rate × hours worked as your "gross pay per period" above (for example, $25/hour × 80 hours for a biweekly hourly paycheck) to get an exact Mississippi breakdown.
What FICA taxes come out of every paycheck in Mississippi?
Every paycheck nationwide — including in this state — has 6.2% withheld for Social Security up to the 2026 wage base of $184,500, plus 1.45% for Medicare with no cap. Employees earning over $200,000 from one employer also owe an Additional Medicare Tax of 0.9% on the excess.
What changed with Mississippi income tax for 2026?
Mississippi's flat income tax rate dropped to 4% on January 1, 2026 (from 4.4% in 2025), with further scheduled cuts to 3.75% in 2027 and eventually 3% by 2030.
Does Mississippi tax bonuses and overtime the same as regular pay?
For withholding purposes, most employers treat bonuses and overtime as regular wages added to that pay period's gross pay — which is exactly how this calculator treats any amount you enter. Your actual year-end tax liability on that income is the same either way; only the withholding timing can differ slightly if your employer uses the IRS "supplemental wage" flat-rate method for bonuses.

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